How Potenza works

Set up in minutes. See your full financial picture, model decisions, and plan ahead with confidence.

How it works

Get from zero to a clear, 24-month financial plan in about 10 minutes.

01

Tell us your numbers

Enter your income, expenses, balances, and big-ticket items in our guided setup. No bank connection required — just your numbers.

02

See your complete picture

Your personalized dashboard shows liquid assets, months of runway, net worth, and a 24-month forward projection — all in one place.

03

Plan your next move

Model what-ifs before you commit — buying a home, changing jobs, adjusting how you invest. See the 12-month impact before you decide.

Everything you need to plan ahead

Built for households that earn well, spend intentionally, and have real decisions ahead of them.

Financial dashboard

Liquid assets, months of runway, and net worth — live numbers for this month with 12-month forward context built in.

24-month projection

See your finances evolve month by month — income growth, loan paydowns, investment accumulation, and net worth trajectory.

Tax-aware calculations

We calculate federal, state, and city taxes for your exact situation — including 401(k), HSA, and FSA contributions.

Net worth breakdown

Track liquid assets, property equity, long-term investments, and all debts — with itemized drill-downs on hover.

Cash flow analysis

See exactly where every dollar goes — from gross income through taxes, to expenses and what's left as surplus.

Big-ticket loan modeling

Model mortgages, car loans, and other big-ticket items with accurate amortization — so your payment math is always right.